Refinancing is an essential step for many homeowners, as it can help them save money in the long run. While refinancing can be a great financial tool, it’s important to understand both the potential benefits and drawbacks of doing so.

The RBA has lifted interest rates to control the high inflation and current economic conditions. This rise in inflation has been primarily influenced by contextual factors, including Russia’s invasion of Ukraine, lockdowns in China, and COVID-19-related labour shortages. 

Asset finance is a type of finance used by businesses to get assets and equipment they need to grow. Typically this type of finance typically involves a regular payment for use of the asset over an agreed time period, therefore avoiding the need to pay the full cost of the asset upfront.

Once upon a time getting a loan was a 30-year commitment, these days mortgages are more like health insurance and are a lot more portable and easy to change if there is a better offer going around

At Next, we specialise in talking through all of the options with you and your partner so you can safely grow wealth together.

The world is a tumultuous place right now. One day stocks are falling, the next they’re rising. So, in times like this, how the hell do we know where to put our money?

I love this line… Have you ever seen the Titanic? Think of your business as a cruise ship, boats have lifeboats for a reason.

People often think that it can be better to just manage your debt than to try and save, but that really isn’t the case. It comes down to some simple math; saving accounts will pay you between 1% to 2% interest on your balance, whereas most debts start at around 8%.